The affordable housing sector is navigating a challenging environment, with rising costs, higher interest rates and growing pressure on developers and service providers. At the same time, demand for affordable housing continues to increase. TD Bank released a survey of 238 affordable housing professionals, uncovering cautious optimism for 2026 despite ongoing policy and cost concerns. The survey found that 62 percent of respondents are optimistic that affordable housing developments will rise nationally next year, with the strongest demand expected in multifamily housing (64 percent), housing for seniors (58 percent), and workforce housing for essential and middle-income workers (50 percent). High construction costs (55 percent), federal policy changes (50 percent) and tariff-driven price increases (39 percent) were cited as the top
