CoreLogic: U.S. mortgage performance remains exceptionally strong in July

CoreLogic has released its monthly Loan Performance Insights Report for July 2023.

For the month of July, 2.7 percent of all mortgages in the United States were in some stage of delinquency (30 days or more past due, including those in foreclosure), representing a 0.3 percentage point decrease compared with 3 percent in July 2022 and a 0.1 percent increase from June 2023.

To gain a complete view of the mortgage market and loan performance health, CoreLogic examines all stages of delinquency. In July 2023, the U.S. delinquency and transition rates and their year-over-year changes, were as follows: