As traditional banks retrench from residential lending, Maksim Stavinsky, co-founder and CEO of Roc360, in an exclusive interview, discusses how borrower demand is evolving and where private credit is stepping in to fill critical financing gaps. He highlights a growing imbalance between limited housing supply and constrained access to bank credit, particularly for small- and mid-sized investors seeking capital for renovation and new construction projects. The conversation also examines how private lenders are differentiating through speed, flexibility and project-level underwriting tailored to execution risk in a higher-cost environment. Stavinsky addresses the durability of investor demand despite slower transaction volumes and the ongoing influence of factors such as the mort
