Like most advisers, you may often find yourself pressed for time, with seemingly not enough hours in the day to effectively run your practice and position your business for growth. On average, advisers report spending just 60 percent of their time in client-facing activities, with the rest divided between administrative activities, investment management, and raining/professional development, according to Cerulli Advisor Metrics.

Since the Pension Protection Act of 2006 was signed into law, the growth of target-date funds has been staggering. But that has led to lagging modernization in the funds’ asset mix of stocks, bonds, cash equivalents and other investments — particularly the “other” category, which increasingly includes real estate.

At the end of June 2014, approximately $678 billion was invested in target-date mutual funds, reports Washington, D.C.–based Investment Company Institute. More important, adds the institute, net cash flows into target-date f