Productive finance is a term used to describe the investment of long-term capital into activities that generate sustainable economic growth; increased productive capacity; and real-world impact, beyond direct, short-term financial returns.

It mostly focuses on investments in infrastructure and real estate, and can help meet key sustainability goals such as net-zero targets. By delivering projects that create long-term value, it also offers the potential for diversification and attractive risk-adjusted returns. Another key benefit of productive finance is the positive feedback loop it creates, where investors benefit from improved economic conditions, while local communities gain from enhanced employment, infrastructure and amenities.

How real estate debt contributes

The property sector is a critical engine in every economy. It builds homes and communities, creates jobs, and drives overall economic growth. While new greenfield developments play a