When it comes to pension readiness to handle the financial security needs of retirees in aging nations around the world, the Netherlands and Denmark rank first and second, respectively, in the Melbourne Mercer Global Pension Index 2018. The two nations recorded index scores well ahead of most other countries and were the only countries to receive an “A” grade, meaning these nations have “a first-class and robust retirement-income system that delivers good benefits, is sustainable and has a high level of integrity,” according to the report. In fact, Europe holds four of the top five spots in the index, with six nations receiving “B” grades (Finland, Sweden, Norway, Switzerland, Germany and Ireland) and no nations scoring below a “C+” (United Kingdom and France) or “C” (Spain, Poland, Austria and Italy).

In the Americas, only Chile (8th) and Canada (10th) received “B” grades, meaning the systems of these nations have a sound structure, with many